Managing Monthly Pays

I get paid 12 times a year.

A dozen times a year I get to look at my bank balance for about 30 seconds, beam with pride at that lovely number sitting there in my account, just sitting there, chillin’. Then reality sits in.

The excitement fades by the following day, after all my auto payments go out and then I’m left with The Figure – the amount I have to get by on for the next four or five weeks, depending on the month.

When I tell people I’m on monthly pays, many re-coil in horror.

“Oh,” they exclaim. “How horrible”, “That sucks for you”, “Oh no, I hate monthly pays” they say.

“Have you been on monthly pays?” I ask.

“Well no, but it would suck”.

It actually doesn’t. Here’s why:  http://www.stuff.co.nz/business/blogs/lady-in-the-red/4548171/Managing-monthly-pays

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